360 Enhancers Corporation's experienced, dedicated advisers and underwriters will help guide you in the capital markets. We offer a broad range of innovative loan structures including involving complicated maneuvering to line up multiple lenders for large deals required in today's market to arrange mortgage financing designed to meet the individual needs of our clients. 

360 Enhancers Corporation offers a professional analysis and quick decision for every commercial mortgage loan we process, providing our clients with the edge they need in a competitive market either as a direct lender or financial intermediary.

360 Enhancers Corporation is a full service lender. Working through our national correspondents and a variety of other lending sources, 360 Enhancers Corporation can offer permanent, construction, interim, fixed and floating rate structures, as well as hybrid loans and equity solutions while wringing inefficiency from the deal. 

Conservative underwriting today eschews projected cash flow usually used to value assets. The practice today is to focus on current rent rolls.

Regarding commercial construction loans, 100% of cost was normal. The spread between cost and sale was developer's equity. But today, it is not and the loan is based on loan-to-cost (@70% to 80%) not loan-to-value.

Short term (conduit) loans leading to permanents, especially multifamily acquisitions, were 100 BP over 10 year treasury. Now they are 180 to 190 BP (minimum) over treasury.